Find an independent loss assessor near you
An assessor works for you, not your insurer, and handles your claim from start to finish.
What does an assessor do?
Your insurer sends a loss adjuster to look after its interests. An independent loss assessor is the one you appoint to look after yours.
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Inspect the damage
Record everything lost or damaged.
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Check your policy
Find every cover you're entitled to.
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Build the claim
Submit a fully evidenced, costed claim.
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Negotiate
Challenge low offers and push for a fair settlement.
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Arrange repairs
Help organise drying out, contractors and repairs.
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Take the stress
Calls, paperwork and chasing, handled for you.
Loss adjuster
- Appointed and paid by your insurer
- Works for the insurer
Independent loss assessor
- Appointed by you, usually paid from the settlement
- Works only for you
What does it cost?
Usually a percentage of the settlement, so nothing upfront. Agree fees in writing and check the firm on the FCA Register or Central Bank of Ireland register.
When is it worth it?
Larger or complex claims: fire, flood, escape of water, storm, subsidence and commercial.
Have I left it too late?
Usually not. You can appoint one at any stage, even after an offer.